Weekly therapy
$180 per session
Insurance and private-pay options are available. Contact Joe to discuss your plan and coverage before scheduling.
Welcome
Payment Options for Therapy
Thank you for considering working with me. I know that starting therapy is an important decision, and understanding payment options ahead of time can help make the process feel clearer and less stressful.
Below are the current ways clients may pay for therapy sessions, including insurance, CareCredit, HSA/FSA cards, and private pay.
Start with a Free Consultation1
Insurance
Using Insurance for Therapy:
I am currently in network with many insurance companies and am continuing to update and renew contracts as needed.
Because each insurance plan is different, the best first step is to contact me so we can check whether I am in network with your specific plan and review possible copays, deductibles, or other out-of-pocket costs.
2
CareCredit
CareCredit Financing.
CareCredit may be an option for clients who want a flexible way to pay for therapy services over time.
You can use the prequalification option to see whether you may qualify without impacting your credit score. This can help you explore payment options before scheduling.
Start with a Free Consultation3
HSA or FSA
Using HSA or FSA Funds
Many clients are able to use a Health Savings Account, also called an HSA, or a Flexible Spending Account, also called an FSA, to pay for therapy.
These accounts allow you to use pre-tax dollars for eligible healthcare expenses, which may include therapy services. You can usually pay with your HSA or FSA card at the time of service.
4
Private Pay
Cash Payment / Private Pay
Private pay is also available for clients who prefer not to use insurance or who do not have coverage for therapy services.
My current private pay rate is $180 per session.
Private pay can offer more privacy and flexibility, since treatment is not dependent on insurance authorization, diagnosis requirements, or plan limitations.
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Let's Connect
Schedule a Consultation
Most people begin with a brief, no-pressure consultation.
It’s a chance to talk through what’s been going on and get a sense of what would best support you.
Klemz Counseling & Consulting
Joe Klemz, LICSW
Certified EMDR Therapist
EMDRIA Consultant
Virtual EMDR Therapy
Serving clients in Idaho, Washington, and Oregon
Insurance & Payment
Clear costs.
Support for your next step.
Explore rates and payment options for weekly therapy and EMDR Intensives. We’ll discuss your questions and confirm costs before you begin.
EMDR Intensives
Four-hour mini / half-day: $1,000
Full day: $2,000 per day
Customized one-to-three-day formats.
One to three additional 50-minute virtual evaluation and treatment-planning sessions are billed separately at $150 each. Insurance reimbursement for evaluation sessions may be possible, depending on your plan.
CareCredit financing
A payment option for every format.
CareCredit is available for weekly therapy and all EMDR Intensive options. Use Joe’s CareCredit page to explore financing and see if you prequalify.
See If You Prequalify with CareCredit
Opens CareCredit in a new tab. Review eligibility and financing terms on CareCredit’s website.
Other payment questions
Intensives are private pay. HSA/FSA funds may be an option, subject to your plan’s rules. Insurance reimbursement is not guaranteed.
We’ll confirm your format, separately billed evaluation sessions, and total cost before scheduling.
